“bopoÂ® is the Australian Prepaid Visa Card that offers all the convenience of a Visa card, and because itâ€™s prepaid, you can only spend the money you put onto it.”

The Bopo prepaid credit card was launched by Bill Express and CUSCAL. Many of you will be familiar with Bill express logo as their pay bills here service is seen nationwide throughout

Bill Express allows customers to pay their bills at participation Bill EXPRESS news agencies offering customers greater flexibility when paying their bills. Bill Express also offer payment solutions for Cheque and Mobile Prepaid industry with their Gotalk service.

By Early 2006 Bill Express launched their Prepaid Visa card service. The Bopo prepaid Visa card.

The Bopo card can be use wherever Visa cards are accepted, whether your making your purchase online or off line or traveling across the globe The Bopo prepaid Visa card can be used over 24 million locations worldwide.

While the Bopo cards carry the Visa logo, it’s not considered a Credit card and since there is no link to your bank account it not a debit card. It’s a Prepaid Card, which would mean that credit ratings are not effected in positive or negative way.

How do you reload Top up the Bopo Card?

The Bopo credit card can be reloaded in a number of ways.

Paypal

Paypal account holders will be able to reload their Bopo cards. $0.50 reload fee applies.

Bpay

Bopo users looking to use Bpay are require to complete a 100 point check. There’s a maximum of $500 per load via Bpay and funds will be available within 2 business days.

BillExpress

Visit any news agency using the Bill Express and have your activated Bopo card reload with funds instantly. $1 transaction fee*

SMS (Transfer Only)

Transfer funds to another Bopo card holder. $0.20 transfer fee*

How do you apply for the Bopo Card?

What are the fees? (as of 25/08/2007)

Below is sample breakdown of the Bopo fees

$14.95 - Standard Card
$24.95 - Photo Card

Bopo card reload

$1.00 - Bpay
$0.50 - Paypal transfer ($1 verification process)

ATM Transactions

$1.85 - ATM Withdrawal - Domestic
$3.95 - ATM Withdrawal - International
$1.00 - ATM Balance Inquiry
$0.90 - ATM Denial

Online Transactions

$0.50 - Web Purchase
$0.20 - Web Denial

Card Expiry Fees

$10.00 - Card Replacement
$5.00 - (per mont) inactive Bopo Card (exceeding 12 months)
$5.00 - Card Renewal Fee (Bopo Card life is 2 years)

*For more the latest Bopo card fees please visit Bopo.com.au.

Things to Look out for!

To keep Bopo card fees down for offline purchases, You may have to consider larger withdrawals.

Cool features

Having the ability to transfer funds from one card holder is very handy.

For those who lag behind on credit card payments there are no missed payment charges or Over-limit fees. Some banks hitting Credit cardholders with $35 fees.

No Cash advances fees.

bopo - strange name you may think, but it came from a greater logic. Many Australians are wary of putting their credit card details online. The birth of bopo, came from this very concept: Buy Online, Pay Offline (bopo)

bopo Cards (Australia) Pty Ltd is owned and operated by Bill EXPRESS Limited, a leading payments processing and electronic product and media distribution business, and a publicly listed Australian company (ASX: BXP).